Loving African American father and daughter saving money in a piggybank - financial literacy concepts

Two-thirds (66%) of employed Americans regularly set aside money from their income in a bank account, according to a new NerdWallet survey. That’s good news: Savings enable people to use cash instead of debt for upcoming purchases. When unexpected expenses pop up, savings can fill the gap. Unfortunately, saving money may be out of reach...

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The future is a weird place. Those of us of a certain age seem to have trouble understanding or latching onto the predictions of what we are t…