Missouri Farm Bureau Insurance agent Kevin Politte said he strives to assist people in their pursuit of purchasing homes.
His office is located at 159 Arnold Crossroads Center, Suite A, Arnold.
When creating a homeowner’s insurance policy, Politte said he pursues a three-pronged approach that seeks to meet the needs of the homeowner, the real estate agent and a mortgage lender.
“All three have the same goal, which is getting the house into the owner’s hands,” he said. “The homeowner’s insurance is part of that. We’re able to meet the needs of the home buyer, the needs of the real estate agent and the needs of the mortgage lender.”
The homeowner’s policy must prove to be workable for all involved, he said.
“Many times, it has to do with me creating a flexible-enough homeowner’s policy to provide the coverage necessary, but do it in a way that passes the home lender’s underwriting. It takes a combined effort to get everything through the closing.”
He said homeowner’s insurance can be complicated and has become more complicated over the years.
“The home-buying process has become more difficult,” Politte said. “With the homeowner’s insurance, adjustments can really make a difference by adjusting certain things in their policy to satisfy the lender, get the premiums where they need to be, and still provide the coverage needed by the homeowner.”
He said he invites people to come to his office.
“You can walk in here,” he said. “Call for an appointment. We’re always open for conversation. If you want to talk about the process, we’re always open.”
For more information, call Politte at 636-489-3349, email him at kevin.politte@mofb.com or visit the Kevin Politte-Missouri Farm Bureau Insurance page on Facebook.